Bridging finance is a short-term property loan that gives you immediate funds to buy before you've sold, then is repaid when your existing property settles. Here's exactly how it works in Australia — step by step.
From enquiry to settlement, most Brisbane bridging loans are funded within a week.
Submit a short enquiry with your property details and the gap you need to bridge. No long forms, no upfront fees.
We review your security property, exit strategy and timeframes. Most decisions issued within 24–48 hours.
Once accepted, documents are issued and funds settle in as little as 3–5 business days.
Repay in full from the sale of your existing property or by refinancing to a long-term loan.
A fixed exit date — usually a signed contract of sale on your existing property.
No fixed sale date — flexibility while you market your existing property.
In-depth guides covering every aspect of Australian bridging finance — from the basics to lender comparisons and audience-specific use cases.
The plain-English definition, how it differs from a mortgage, and when to use one.
The mechanics behind bridging loans — peak debt, end debt, and capitalised interest.
Australian-specific lender process, LVRs, and exit strategies.
Loan terms from 1–24 months and how to structure them.
Who qualifies, income tests, and credit considerations.
Documents and checklist every lender will ask for.
Current rate ranges and what drives your price.
Yes — here's how it's structured around your current loan.
Secure your next property without waiting for your sale to settle.
How everyday owner-occupiers use bridging to move up.
Using bridging to add to an investment portfolio.
Move to your next home before listing the family one.
Fund site acquisition, settlement and early works.
Our core service for buyers needing fast settlement.