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Flexible bridging loans
What is a Bridging Loan?
A bridging loan is a short-term finance solution that 'bridges' the gap when you need funds quickly. It's commonly used for property purchases before selling your existing home, auction purchases, renovations, or business cash flow needs. Approvals can happen within 24 hours.
Read the full Knowledge Hub →Bridging Finance For Every Need
Fast, flexible short-term finance solutions designed to help you seize opportunities and bridge timing gaps.
Trusted by Brisbane Property Buyers
Real stories from clients who secured their property with our fast bridging finance.
★★★★★ 5.0 average from 6 client reviews
Genuine client testimonials, published with permission. Each describes one client's experience and is not an indication of the outcome you will receive.
We needed to buy our dream home before our current property sold. The bridging loan was approved in 24 hours and we moved into our new place without any stress.
Won at auction thanks to having finance pre-approved. The team understood the urgency and delivered when our bank couldn’t move fast enough.
Our settlement dates didn’t align and we were facing losing our deposit. The bridging loan saved the deal and the process was incredibly smooth.
Needed quick funding for a renovation project that would add significant value. Got approved and funded within a week — fantastic service.
The business bridging loan helped us secure a major stock order when our usual financier was too slow. It made a huge difference to our cash flow.
Professional, transparent, and fast. They explained everything clearly and there were no surprises. Would definitely use again and recommend to others.
Frequently Asked Questions
Everything you need to know about bridging loans.
What is a bridging loan?▼
A bridging loan is short-term finance secured against property that covers the gap between buying and selling. It lets you settle on a new property before your existing one sells, and is repaid from the sale proceeds or by refinancing to a longer-term loan.
How quickly can I get approved for a bridging loan?▼
Most straightforward applications receive a decision within 24 to 48 hours. More complex deals — multiple securities, commercial property, company borrowers — usually take three to five business days. Settlement can follow within days of approval.
What can I use a bridging loan for?▼
Buying before you sell, auction purchases, settlement gaps, renovations and subdivisions, small developments, business cash flow, stock or equipment purchases, and commercial property acquisitions.
What interest rates do bridging loans have?▼
Rates are priced on risk: the quality of your security, the loan-to-value ratio and the strength of your exit strategy. They sit above standard home loan rates because the facility is short-term and fast to fund. Interest is often capitalised so there are no monthly repayments, and every cost is quoted upfront in writing.
How much can I borrow with a bridging loan?▼
Facilities generally run from $100,000 to $5 million, typically up to 75–80% of the value of the security offered. Adding a second property as security can increase what is available.
What security is required for a bridging loan?▼
Bridging loans are secured against property — the property you are buying, the property you already own, or both (cross-collateralisation). Residential, commercial and vacant land can all be considered.