Buying
Property Purchase Bridging Buy your new home before your current one settles. Auction Finance Pre-approved funds so you can bid with confidence.Timing & value
Settlement Gap Finance Cover the overlap when settlements don't align. Renovation Loans Fund improvements before refinancing to a bank.Commercial
Business Bridging Short-term capital for cash flow and stock. Development Finance Subdivisions and small developments, funded fast.Not sure which fits?
Tell us the timing problem in a five minute call and we'll give you an honest assessment on the spot.
Get a quote →The basics
What is a bridging loan? How bridging finance works Open vs closed bridging Bridging vs home loan Buy before you sellCosts & criteria
Interest rates & fees Eligibility & LVR Peak debt vs end debt Exit strategies explained Glossary of termsStart here
The complete bridging finance Knowledge Hub
Quick answers, costs, eligibility, peak debt vs end debt and a full glossary — in one place.
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When traditional lenders can't move fast enough, we bridge the gap. 24–48 hour approvals for property purchases, auctions, and business needs.
Banks take weeks. Opportunities don't wait. Bridging loans provide fast, flexible finance secured against property — giving you the speed to act when it matters most.
We understand urgency. Most applications receive a decision within 24–48 hours, not weeks.
No hidden fees, no surprises. We provide clear documentation and explain every cost upfront.
Local expertise means we understand Brisbane property values, markets, and what works.
Every situation is unique. We structure loans to match your circumstances and exit strategy.
From residential purchases to commercial development, we have bridging solutions tailored to your needs.
Secure your next property before selling your current one. Don’t miss out on your dream home because of timing issues with traditional finance.
Ideal for: Homeowners upgrading, investors expanding portfolios, downsizers
Enquire about property purchase bridgingKey benefits
Buy before you sell — no pressure to accept low offers Avoid temporary rentals and double-moves Flexible terms from 1–24 months Interest-only repayments availableBid at auction with conditional pre-approval in place, so you can compete with cash buyers and settle within tight auction deadlines. In Queensland an auction contract is unconditional on the day, with no cooling-off period and no finance condition.
Ideal for: Auction buyers, investors seeking below-market deals, quick settlements
Enquire about auction financeKey benefits
Conditional pre-approval before auction day, subject to valuation Settle within 14–28 days as required Compete with cash buyers No ‘subject to finance’ clause required on the contractWhen your sale and purchase don’t align, bridging finance covers the gap. Avoid losing your deposit or missing settlement deadlines.
Ideal for: Misaligned settlements, chain breaks, delayed sales
Enquire about settlement gap bridgingKey benefits
Bridge gaps from days to months Protect your deposit and contract Cover settlement shortfalls Flexible repayment on sale completionFund renovations, subdivisions, or small developments. Access capital to add value before refinancing to traditional lending.
Ideal for: Property flippers, developers, value-add investors
Enquire about renovation financeKey benefits
Fund purchase plus renovation costs Progress draw-downs available No requirement for pre-sales Exit to traditional finance post-completionShort-term capital for business acquisitions, cash flow gaps, or urgent commercial opportunities when banks can’t move fast enough.
Ideal for: Business acquisitions, cash flow gaps, commercial purchases
Enquire about business bridgingKey benefits
Acquire businesses before competitors Bridge cash flow during transitions Fund stock purchases or equipment Commercial property purchasesBridging finance for commercial properties, construction projects, and complex transactions that don’t fit traditional lending criteria.
Ideal for: Commercial investors, builders, property developers
Enquire about development financeKey benefits
Commercial property purchases Construction and development funding Complex multi-property transactions Residual stock financeWe've streamlined our process to get you funds as quickly as possible. Here's how it works.
Tell us about your situation in a 5-minute call or online form. We'll give you an honest assessment immediately.
5 minutesWe review your property, exit strategy, and financials. On straightforward deals with complete information, a decision typically comes within 24 hours — it is not guaranteed.
24–48 hoursReceive your formal approval with clear terms, no hidden fees. We explain everything before you commit.
1–3 daysOur team coordinates with solicitors and agents to settle on your timeline — sometimes within days of approval.
As fast as 5 daysMost straightforward applications receive a decision within 24–48 hours. Complex deals may take 3–5 business days.
Property details, proof of identity, evidence of your exit strategy (e.g. sale contract or refinance approval), and basic financials.
Bridging loans are secured against property — either the property you're buying, your existing property, or both (cross-collateralisation).
Yes, we focus on your property security and exit strategy rather than credit history alone. Every application is assessed individually.
Get a free, no-obligation quote in minutes. Our team is ready to help you secure the bridging finance you need.
All applications are subject to assessment and lending criteria. Terms, conditions, fees and charges apply. Approval is not guaranteed.